I know there's a fair amount of melancholy on these pages but really, it's not too bad and most of it is all in the name of comedy anyway. No, really my default setting is 'life's not that brilliant but - ooh look over there at the pretty sunshine!' Not so much positive thinking, more enjoying the distractions as they come.
Work is not always brilliant but then again I only started out a year ago, so logically things must still be on an upward curve. As for la vie sentimentale, well, the only way is up really. I mean, it certainly can't get any worse. So the future at least has potential.
However when I'm back in the UK I'm beset with doom-mongering on all sides. This is not helped by the old copies of the Daily Express lying in headline-screaming piles all around my parents' house. There's something about the British press that is peculiarly, sensationally pessimistic.
The latest one is that within ten years the entire Thames valley will have flooded and London and much of Kent will be under water. Now I know this is a fairly standard 'effects of global warming' scenario, but surely if a submerged City were a mere ten years away the financial industry would already have started moving out of... oh wait a minute.
When I'm in Brussels or Kraków, my outlook is relatively (and I mean relatively) sunny, but when I come back to the UK, I suddenly become convinced that I have no chance of getting a pension or health insurance, I'll be living in a bedsit for the rest of my life and my dotage will be spent rocking spasmodically in a corner of the orange-painted EasyNursingHome or - worse still - my arthritic fingers piecing together components in a European-outsourced Chinese munitions factory.
If only it would stop raining.
Mid-holiday challenge: what's the worst apocalytic scenario you can find in a British tabloid today? Answers on a postcard (or in the comments box) please...
Showing posts with label Big Whinge. Show all posts
Showing posts with label Big Whinge. Show all posts
Wednesday, 30 December 2009
Tuesday, 20 October 2009
Red Belgium
First I started a humorous post about the disastrous city of Antwerp. Then I wrote a draft about friendly bus drivers in Ghent. There was even another in the oft-deleted 'How to flirt with a feminist' series.
But what you're actually going to get today is another Rant.
I just spent the morning flitting among the crowded cubicles of PartenaMut. This is a health insurance entity which seems to sort out all sorts of things like social security for freelancers, health care, etc, etc. I just want to be able to go to the doctor, basically.
Now at the moment my business is registered in the UK, since that's been my home/business address for the past year or so. I have a tax ID there, I pay National Insurance, I even have an accountant of sorts (at least, I have a contact at Tax Assist, which is sort of the tax return equivalent of Easyjet). I'm not registered for VAT, because my business is literally worth about twelve grand a year and because my overheads barely reach a thousand pounds, so it would be an expensive and largely useless gesture which would result in my losing clients.
I fully intend to register myself in Belgium, but not before I have to.
Here's the thing: to interpret in Belgium, I have to have an address in Belgium, otherwise clients are obliged to pay my travel expenses to avoid unfair competition (and I'm in favour of this, since I think interpreters should have their travel expenses paid and this is all very right and good).
However, if I have an address in Belgium, that means that I have to live in Belgium (the police already came around to check) and subsequently pay taxes in Belgium. Since I'm already going to have to pay taxes this year in the UK, I'll end up in the kind of double-taxation situation that the good old U of E is supposed to prevent.
Social security, now there's an interesting concept. I am fed up with paying extortionate social security contributions in other European Union Member States when there's not even the faintest likelihood of my drawing a pension there (not that I'd want to, in Poland OAPs' weekly incomes are minute). Since I graduated in 2006 I've paid contributions in both France and Poland and it looks likely that I'll now have to pay in Belgium as well, and all for what exactly? I still have to pay into a mutual fund to get my prescriptions reimbursed. Call me when there's a pan-European transferable pension scheme and I'll be happy to pay you upwards of 600 Euros per quarter.
Because, yes, that's the lowest social security contribution here.
As a self-employed person in the UK, I currently pay around 30 GBP per quarter in National Insurance. And I can visit the doctor there without taking my credit card or a wad of cash.
In Belgium, the lowest income bracket (11,824.38 per year, don't ask me how they came to this figure), net of income tax, which corresponds roughly to my situation, pays 631.45 euros of social security per quarter - that's four times a year! That would leave that person with 92,98.58 euros in their pocket (have we already subtracted VAT?)!
I'm giving up work altogether. Why on earth do I bother working like stink and learning difficult Slavic languages and quite possibly incubating stress-related heart disease to emerge in my forties, when I might as well sit at home on my derrière and claim 900 euros a month in unemployment benefit? I could spend my days reading Polityka on the sofa, uninterrupted by phonecalls from tiresome translation companies!
I have never lived in a country less favourable to private enterprise (apart from France).
I see a twofold choice ahead of me: I move back to my parents' house and get a job in McDonalds (pray tell me, why did I take out a fortune in loans for an education that has turned out to be largely useless?) or... I move back to Krakow, continue working under my UK registered company and simply pay for cheap private healthcare in zloty...
But what you're actually going to get today is another Rant.
I just spent the morning flitting among the crowded cubicles of PartenaMut. This is a health insurance entity which seems to sort out all sorts of things like social security for freelancers, health care, etc, etc. I just want to be able to go to the doctor, basically.
Now at the moment my business is registered in the UK, since that's been my home/business address for the past year or so. I have a tax ID there, I pay National Insurance, I even have an accountant of sorts (at least, I have a contact at Tax Assist, which is sort of the tax return equivalent of Easyjet). I'm not registered for VAT, because my business is literally worth about twelve grand a year and because my overheads barely reach a thousand pounds, so it would be an expensive and largely useless gesture which would result in my losing clients.
I fully intend to register myself in Belgium, but not before I have to.
Here's the thing: to interpret in Belgium, I have to have an address in Belgium, otherwise clients are obliged to pay my travel expenses to avoid unfair competition (and I'm in favour of this, since I think interpreters should have their travel expenses paid and this is all very right and good).
However, if I have an address in Belgium, that means that I have to live in Belgium (the police already came around to check) and subsequently pay taxes in Belgium. Since I'm already going to have to pay taxes this year in the UK, I'll end up in the kind of double-taxation situation that the good old U of E is supposed to prevent.
Social security, now there's an interesting concept. I am fed up with paying extortionate social security contributions in other European Union Member States when there's not even the faintest likelihood of my drawing a pension there (not that I'd want to, in Poland OAPs' weekly incomes are minute). Since I graduated in 2006 I've paid contributions in both France and Poland and it looks likely that I'll now have to pay in Belgium as well, and all for what exactly? I still have to pay into a mutual fund to get my prescriptions reimbursed. Call me when there's a pan-European transferable pension scheme and I'll be happy to pay you upwards of 600 Euros per quarter.
Because, yes, that's the lowest social security contribution here.
As a self-employed person in the UK, I currently pay around 30 GBP per quarter in National Insurance. And I can visit the doctor there without taking my credit card or a wad of cash.
In Belgium, the lowest income bracket (11,824.38 per year, don't ask me how they came to this figure), net of income tax, which corresponds roughly to my situation, pays 631.45 euros of social security per quarter - that's four times a year! That would leave that person with 92,98.58 euros in their pocket (have we already subtracted VAT?)!
I'm giving up work altogether. Why on earth do I bother working like stink and learning difficult Slavic languages and quite possibly incubating stress-related heart disease to emerge in my forties, when I might as well sit at home on my derrière and claim 900 euros a month in unemployment benefit? I could spend my days reading Polityka on the sofa, uninterrupted by phonecalls from tiresome translation companies!
I have never lived in a country less favourable to private enterprise (apart from France).
I see a twofold choice ahead of me: I move back to my parents' house and get a job in McDonalds (pray tell me, why did I take out a fortune in loans for an education that has turned out to be largely useless?) or... I move back to Krakow, continue working under my UK registered company and simply pay for cheap private healthcare in zloty...
Wednesday, 13 May 2009
Zrezygnuję
I have had enough of this język polski.
I have had enough of never being right and failing on a daily basis.
I am frustrated with studying intensively for five months only to find that - instead of moving up to the next level - I am simply moving up 'a bit higher in the same level'.
I am tired of feeling inferior and trying to suppress my complexes (does that word even mean what I think it means any more?) about my pronunciation and my inability to express myself, because there are More Important Things Than That.
There are things I am good at! There are! There are! Really! I have a value as a person!
Why am I still swimming against the tide/running up the down escalator/banging my head against the same brick wall over and over again?
(and don't even get me started on interpreting. Don't go there. I mean it.)
I have had enough of never being right and failing on a daily basis.
I am frustrated with studying intensively for five months only to find that - instead of moving up to the next level - I am simply moving up 'a bit higher in the same level'.
I am tired of feeling inferior and trying to suppress my complexes (does that word even mean what I think it means any more?) about my pronunciation and my inability to express myself, because there are More Important Things Than That.
There are things I am good at! There are! There are! Really! I have a value as a person!
Why am I still swimming against the tide/running up the down escalator/banging my head against the same brick wall over and over again?
(and don't even get me started on interpreting. Don't go there. I mean it.)
Monday, 8 September 2008
Gone to the dogs...
Monday. A frustrating day in small town Sevenoaks. Today there were no tiresome offers of freelance jobs to clutter my working day and so I was free to finish off Everything On My To-Do List.
aside: as we all know - and as Radio 4 informs us, repeatedly - Wednesday is Big Bang Day. Scientists at CERN in Switzerland will attempt to reconstruct the beginning of the universe, by making things collide that haven't felt the urge to collide (due to particulate headaches or Top Gear being on at bedtime) for millennia. There is an infinitesimal chance that this will cause the world to implode. At the same time, in another dark corner of Europe, a first-year Polish philology student with an exceptionally quiet social life and no taste for Wyborowa will be in the process of finishing off the final pages of the final book on the first semester reading list.
Do Not Panic! Contrary to popular belief, neither of these two events is liable to bring about the end of the universe...
First up on The List: book eye test (I'm learning to get these things done while in the land of the anglophone). I went into our old local family optician, who have taken care of my myopic Dad and I (and occasionally other, clearer-sighted family members) for years, and booked an appointment. I also bought eye drops, but the minute I got out my Scottish ten-pound note (with 'Sterling' written on it and everything), the woman behind the counter shook her head.
- Oh no. We can't take that.
Me: - Why not? It's from Clydesdale Bank. It's legal tender.
- No. We can't because the bank won't take them from us.
I handed her an English twenty pound note, and - I swear this has never happened to me in the UK before - she couldn't give me change.
- Which bank is it? I asked. 'I'll go over and check with them. Scottish notes are legal currency and they should accept them!'
I marched over the road to Lloyds Bank full of righteous indignation, ready to give the customer services lady a piece of my (admittedly less-than-rational) mind.
- That's strange. She said 'We definitely do take them. But the business itself has the right to refuse them, if they don't have the correct counterfeit detection equipment'
Now I was furious. Not only was I a suspected counterfeiter, but our local family optician had taken up lying to me to avoid taking my counterfeit money! It hurts, Mr Leslie Warren of 82 High Street, Sevenoaks, it really does...
I stormed back to the optician, threw my eye drops onto the counter and cancelled my appointment. Reluctantly, I decided to try Boots. It's so disheartening. Every NGO, every woolly leftie newspaper, every Nice Person tells you to buy organic and to support local businesses and yet these local firms are completely unable to open their minds to accept the rest of the world. We're talking about Scotland, for heaven's sake, not South Ossetia! (now there's a thought. Maybe Alex Salmond and Vladimir Putin are in the process of brokering some sort of liberation deal... 'who's pilfering North Sea oil now, Mrs T? mwah ha ha...' and Russia will officially recognise Scottish independence in time for Hogmanay).
How would these people cope if we were to enter the euro zone?
Incidentally, in Boots, the girl took my ten pound note, showed it to her colleague, put it under a magnifying glass, phoned the central finance department...
I only wish I were that skilled a counterfeiter. Bet it's easier to get into than interpreting.
I don't know why this all bothered me so much. Perhaps because I'm chronically bored at my parents' house with very little work and no disposable income (thanks Career Development Loan - where is this shiny redeveloped career I'm still struggling to pay for? Credit crunch?! Bloody copycats. Being in credit is sooooo nineteen ninety-nine...), and I want someone to shout at.
Perhaps because after living in a beautiful city like Kraków, where you can speak four languages in one day, watch any film, play or concert you like (Sevenoaks can't even keep a cinema open: identikit Giles and Annabelle don't have time after their fourteen-hour days glued to Reuters), and where people are aware that the rest of the world exists and is exciting, it's a little bit galling to be in a closed-up little town where people are suspicious of Scotland. Whatever the SNP might want, right now we're still in the same country! My family are part Scottish, several of us have degrees from Scottish universities, we visit relatives there All the Time and we shouldn't have to change money before going and after coming back simply because Sevenoaks is full of Daily Mail-reading xenophobes!
The second thing on the To-Do list was to pick up this month's Le Monde Diplomatique. See now in sophisticated countries like Germany, Poland - even France are doing better than us on this one - you can pick up international and foreign language newspapers in all town centres. (in Germany you can also get a wide selection in train stations- not just English and French either: I found Polish Newsweek in Saarbruecken Hauptbahnhof). It's not as if Le Monde Diplo is even specifically French: it's an international publication that happens to be written in French, like The Economist happens to be written in English.
I went into WHSmith and waited by the customer services desk. There was no bell, so after about fifteen minutes, I set off the alarm on the stock room door.
- Oh no, sorry. Was the reply. 'There were two independent newsagents that did them, but they've closed down now and it's only us left'.
I appreciate that I've been a pain in the ass all day. But if you lived in a backward country like England, you'd understand my frustration. Why don't we just build a big wall around the coastline and pretend there's no outside world. Could we let me out first please?
aside: as we all know - and as Radio 4 informs us, repeatedly - Wednesday is Big Bang Day. Scientists at CERN in Switzerland will attempt to reconstruct the beginning of the universe, by making things collide that haven't felt the urge to collide (due to particulate headaches or Top Gear being on at bedtime) for millennia. There is an infinitesimal chance that this will cause the world to implode. At the same time, in another dark corner of Europe, a first-year Polish philology student with an exceptionally quiet social life and no taste for Wyborowa will be in the process of finishing off the final pages of the final book on the first semester reading list.
Do Not Panic! Contrary to popular belief, neither of these two events is liable to bring about the end of the universe...
First up on The List: book eye test (I'm learning to get these things done while in the land of the anglophone). I went into our old local family optician, who have taken care of my myopic Dad and I (and occasionally other, clearer-sighted family members) for years, and booked an appointment. I also bought eye drops, but the minute I got out my Scottish ten-pound note (with 'Sterling' written on it and everything), the woman behind the counter shook her head.
- Oh no. We can't take that.
Me: - Why not? It's from Clydesdale Bank. It's legal tender.
- No. We can't because the bank won't take them from us.
I handed her an English twenty pound note, and - I swear this has never happened to me in the UK before - she couldn't give me change.
- Which bank is it? I asked. 'I'll go over and check with them. Scottish notes are legal currency and they should accept them!'
I marched over the road to Lloyds Bank full of righteous indignation, ready to give the customer services lady a piece of my (admittedly less-than-rational) mind.
- That's strange. She said 'We definitely do take them. But the business itself has the right to refuse them, if they don't have the correct counterfeit detection equipment'
Now I was furious. Not only was I a suspected counterfeiter, but our local family optician had taken up lying to me to avoid taking my counterfeit money! It hurts, Mr Leslie Warren of 82 High Street, Sevenoaks, it really does...
I stormed back to the optician, threw my eye drops onto the counter and cancelled my appointment. Reluctantly, I decided to try Boots. It's so disheartening. Every NGO, every woolly leftie newspaper, every Nice Person tells you to buy organic and to support local businesses and yet these local firms are completely unable to open their minds to accept the rest of the world. We're talking about Scotland, for heaven's sake, not South Ossetia! (now there's a thought. Maybe Alex Salmond and Vladimir Putin are in the process of brokering some sort of liberation deal... 'who's pilfering North Sea oil now, Mrs T? mwah ha ha...' and Russia will officially recognise Scottish independence in time for Hogmanay).
How would these people cope if we were to enter the euro zone?
Incidentally, in Boots, the girl took my ten pound note, showed it to her colleague, put it under a magnifying glass, phoned the central finance department...
I only wish I were that skilled a counterfeiter. Bet it's easier to get into than interpreting.
I don't know why this all bothered me so much. Perhaps because I'm chronically bored at my parents' house with very little work and no disposable income (thanks Career Development Loan - where is this shiny redeveloped career I'm still struggling to pay for? Credit crunch?! Bloody copycats. Being in credit is sooooo nineteen ninety-nine...), and I want someone to shout at.
Perhaps because after living in a beautiful city like Kraków, where you can speak four languages in one day, watch any film, play or concert you like (Sevenoaks can't even keep a cinema open: identikit Giles and Annabelle don't have time after their fourteen-hour days glued to Reuters), and where people are aware that the rest of the world exists and is exciting, it's a little bit galling to be in a closed-up little town where people are suspicious of Scotland. Whatever the SNP might want, right now we're still in the same country! My family are part Scottish, several of us have degrees from Scottish universities, we visit relatives there All the Time and we shouldn't have to change money before going and after coming back simply because Sevenoaks is full of Daily Mail-reading xenophobes!
The second thing on the To-Do list was to pick up this month's Le Monde Diplomatique. See now in sophisticated countries like Germany, Poland - even France are doing better than us on this one - you can pick up international and foreign language newspapers in all town centres. (in Germany you can also get a wide selection in train stations- not just English and French either: I found Polish Newsweek in Saarbruecken Hauptbahnhof). It's not as if Le Monde Diplo is even specifically French: it's an international publication that happens to be written in French, like The Economist happens to be written in English.
I went into WHSmith and waited by the customer services desk. There was no bell, so after about fifteen minutes, I set off the alarm on the stock room door.
- Oh no, sorry. Was the reply. 'There were two independent newsagents that did them, but they've closed down now and it's only us left'.
I appreciate that I've been a pain in the ass all day. But if you lived in a backward country like England, you'd understand my frustration. Why don't we just build a big wall around the coastline and pretend there's no outside world. Could we let me out first please?
Thursday, 14 August 2008
Fringe Benefits
It was a damp, drizzly day in Edinburgh. The granite looked even greyer than normal. Sis was texting her boyfriend and I was checking shop façades for Fringe info.
We passed a church.
- Hang on a second: I'm just going in to check the line-up. I said.
I went in and asked the girl sitting behind a table which served as a makeshift box office.
- Sure you can see something: what time?
- Well... now, actually
- There're programmes just in there...
We went through to a room where they were apparently serving tea in the parish hall (not a vicar in sight though). There was a large hatch at one end where two students were perched eating Kitkats and prawn cocktail crisps.
- You know what? I said, emerging from the folds of the programme after several minutes - there is a play on now. And it's a comedy.
We wavered ever so slightly. Should we take a chance, watch a play on impulse, broaden our minds? Or walk on down to Princes Street, spend an hour in Accessorize touching the merchandise and then go for coffee?
- Come on, it's only forty-five minutes!
And that sealed the deal. Five pounds (three pounds fifty for a student) and a mere forty five minutes of our lives and we had not only 'done' the Fringe and improved our minds through culture but also successfully found a way of keeping ourselves occupied during that awkward hour when it's too early for teatime.
Bargain.
And that ought to be the end of this post.
Only... the play was called 'I hate everything'. And it was about all those annoying little things about modern life (like people who listen to their mobile phones on the bus and that tiresome guilty feeling you get when you walk past a tramp).
And you see... there are so many of them:
- When the supermarket cashier says 'I'm closing after him' and points to the guy standing in front of me. This almost exclusively happens to me in Poland (maybe because I'm not a British guy).
- People slightly older than my generation whining about not being able to get a mortgage because of the credit crunch. Aw diddums and welcome to our world. I'd love to shell out on a nice flat but sadly I've got to spend my earnings paying off student loans and funding state pensions for the baby boomer generation.
- Famous people who aren't really famous. It's terrifying that you can be away for just a year and a half and suddenly the magazine racks are full of unfamiliar faces. What on earth is the Dragon's Den? Am I really expected to keep track of all the wives and girlfriends of the England football squad along with their fluctuating body mass indexes? What did Kerry Katona actually do before she started making Asda commercials?
- Headlines in the Daily Mail and people who repeat them in the pub, not realising where they got the idea from. And Express 'campaigns' about issues you didn't even care about: 'Thanks to campaigning by Express readers, local post office/pub in Lower Minging is saved! Now the village's three elderly residents can queue up and complain again, just like in the good old days!'
- Women's fashion that makes you look pregnant. This includes everything at the moment. Who said the Empire line was a good look? And exactly when did the British female cease to have a waist?
- Yoghurt adverts aimed at women. Why do you never see guys talking about feeling bloated and tucking in to a pot of Activia?
- Hair straighteners. It's already straight. And it's just one more thing to worry that you've not switched off when you're already sitting on the bus.
- China winning all the gold medals. It's not fair, there are just more of them...
We passed a church.
- Hang on a second: I'm just going in to check the line-up. I said.
I went in and asked the girl sitting behind a table which served as a makeshift box office.
- Sure you can see something: what time?
- Well... now, actually
- There're programmes just in there...
We went through to a room where they were apparently serving tea in the parish hall (not a vicar in sight though). There was a large hatch at one end where two students were perched eating Kitkats and prawn cocktail crisps.
- You know what? I said, emerging from the folds of the programme after several minutes - there is a play on now. And it's a comedy.
We wavered ever so slightly. Should we take a chance, watch a play on impulse, broaden our minds? Or walk on down to Princes Street, spend an hour in Accessorize touching the merchandise and then go for coffee?
- Come on, it's only forty-five minutes!
And that sealed the deal. Five pounds (three pounds fifty for a student) and a mere forty five minutes of our lives and we had not only 'done' the Fringe and improved our minds through culture but also successfully found a way of keeping ourselves occupied during that awkward hour when it's too early for teatime.
Bargain.
And that ought to be the end of this post.
Only... the play was called 'I hate everything'. And it was about all those annoying little things about modern life (like people who listen to their mobile phones on the bus and that tiresome guilty feeling you get when you walk past a tramp).
And you see... there are so many of them:
- When the supermarket cashier says 'I'm closing after him' and points to the guy standing in front of me. This almost exclusively happens to me in Poland (maybe because I'm not a British guy).
- People slightly older than my generation whining about not being able to get a mortgage because of the credit crunch. Aw diddums and welcome to our world. I'd love to shell out on a nice flat but sadly I've got to spend my earnings paying off student loans and funding state pensions for the baby boomer generation.
- Famous people who aren't really famous. It's terrifying that you can be away for just a year and a half and suddenly the magazine racks are full of unfamiliar faces. What on earth is the Dragon's Den? Am I really expected to keep track of all the wives and girlfriends of the England football squad along with their fluctuating body mass indexes? What did Kerry Katona actually do before she started making Asda commercials?
- Headlines in the Daily Mail and people who repeat them in the pub, not realising where they got the idea from. And Express 'campaigns' about issues you didn't even care about: 'Thanks to campaigning by Express readers, local post office/pub in Lower Minging is saved! Now the village's three elderly residents can queue up and complain again, just like in the good old days!'
- Women's fashion that makes you look pregnant. This includes everything at the moment. Who said the Empire line was a good look? And exactly when did the British female cease to have a waist?
- Yoghurt adverts aimed at women. Why do you never see guys talking about feeling bloated and tucking in to a pot of Activia?
- Hair straighteners. It's already straight. And it's just one more thing to worry that you've not switched off when you're already sitting on the bus.
- China winning all the gold medals. It's not fair, there are just more of them...
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